0% for 75 months

Kinja'd!!! "GreenN_Gold" (GreenN_Gold)
01/06/2016 at 19:19 • Filed to: None

Kinja'd!!!0 Kinja'd!!! 13

I knew these deals were out there, or even longer I’ve heard, but this is the longest 0% deal I’ve seen advertised as far as I can remember. Excludes the base model, I notice, so you’re looking at $24,490 MSRP for a Limited minus whatever you can negotiate off (shouldn’t be tough). Anyway, if someone wanted a 200 (quit laughing!) they could pretty easily expect to be zero down and ~$300/month for a Limited, and not on a lease.

Kinja'd!!!

DISCUSSION (13)


Kinja'd!!! GeorgeyBoy > GreenN_Gold
01/06/2016 at 19:49

Kinja'd!!!1

Jesus 75 months. I don’t think the car can last that long.


Kinja'd!!! TheHondaBro > GreenN_Gold
01/06/2016 at 19:53

Kinja'd!!!1

I’ve been in a 200 rental car before. Not bad. I wouldn’t mind owning one.


Kinja'd!!! 1111111111111111111111 > GreenN_Gold
01/06/2016 at 19:56

Kinja'd!!!0

But it’s Moses lake. I like Michaels on the lake, but that’s about it.


Kinja'd!!! m-b-w loves his SUBAROO > GreenN_Gold
01/06/2016 at 20:17

Kinja'd!!!0

I’ve seen 2010 Sebrings at my local pull a part, so I have my doubts it would last through the loan period.


Kinja'd!!! -this space for rent- > TheHondaBro
01/06/2016 at 20:30

Kinja'd!!!0

I thought it was terrible even for a rental. You’d have to pay me to drive that turd every day.


Kinja'd!!! nermal > GreenN_Gold
01/06/2016 at 20:33

Kinja'd!!!0

0% financing is usually a gimmick, and most often cannot be combined with big rebate.

In the case of the 200, right now according to the Chrysler website you can take 0% for 60 and $1,500 rebate, or a $3,500 rebate and market rates.

Assuming your credit is good, you should be able to easily get 2.49% for 60. Doing so will save you about $5 per month, but also will put you in a better position if you need to trade the car back in 2-3 yrs before it’s paid off.


Kinja'd!!! GreenN_Gold > 1111111111111111111111
01/07/2016 at 11:24

Kinja'd!!!0

I’m not really familiar with Moses Lake, my computer just thinks that’s where I’m located. It’s fun (read: annoying) getting ads for things that are 100’s of miles away.


Kinja'd!!! TheHondaBro > -this space for rent-
01/07/2016 at 11:24

Kinja'd!!!0

It was very comfortable and quiet. The tech was nice, too.


Kinja'd!!! GreenN_Gold > nermal
01/07/2016 at 11:33

Kinja'd!!!0

I’m aware of the either or nature of rate and rebate. I used to sell cars and still work in finance. I was just commenting on the ad. If I were in the market for a car I would spend time looking up all incentives and do the maths.

I’m not a payment driven customer, but if I were, 75 months @ 0% still gives me a significantly lower payment than both of your scenarios. I’m basing my maths off of MSRP, and avoiding the noise of how much one can negotiate down to a better price.


Kinja'd!!! 1111111111111111111111 > GreenN_Gold
01/07/2016 at 11:59

Kinja'd!!!0

I hear that. My Internet is ipv6, so my ads come from all over the country.


Kinja'd!!! -this space for rent- > TheHondaBro
01/07/2016 at 12:20

Kinja'd!!!0

What tech? Making manual climate control operate via a touch screen doesn’t constitute high tech to me. I may just be spoiled by decade old $50k cars...


Kinja'd!!! GreenN_Gold > 1111111111111111111111
01/07/2016 at 12:21

Kinja'd!!!0

It’s especially fun when I look up driving directions, and it auto-selects my starting point 5 hours away. Or when I search “locations” for a business, and it all the top locations listed are 5 hours away.


Kinja'd!!! Luc - The Acadian Oppo > GreenN_Gold
01/07/2016 at 12:29

Kinja'd!!!1

Really? I’ve seen 0% for 96 months!!! 8 years!!! on Hyundai’s here in Canada

A base Hyundai accent was like $140/month